Small business & real estate capital

(for everyone)

BridgeWell was founded by a pair of real estate investors who recognized how difficult traditional lending structures are to access. Gone are the days one has to save tens of thousands of dollars only to begin planning their first investment. By combining innovating short-term strategies with long term loan products, BridgeWell helps borrowers everywhere invest quickly, responsibly and strategically.

The Process

Step 1:

Complete the Interest Intake

Step 2:

Meet your loan expert

Step 3:

Enter processing

Loan Products

Small Business

504

The 504 loan program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation.

7(a)

SBA’s 7(a) loans are designed for everyday working capital, and the most common loan program offered by the federal government.

Lines of Credit

Need an option that is only tapped when you need working capital? LOCs can be very powerful tools with flexible terms.

Real Estate

Fix & Flip

Flexible real estate loans that allow you to acquire a property, complete a construction project and refinance the loan after the project is finished.

DSCR Purchase

A product that relies on the income math of the subject property in order to qualify, not personal income. Excellent option for investors.

DSCR Refinance

Refinance your investment properties through cash flow analysis, not by depending on your personal qualification.

The QRS Difference:

At BridgeWell, we emphasize the QRS Strategy: borrowing Quickly, Responsibly, and Strategically—a mindset that turns every loan into a stepping stone for long-term success. The key isn’t just securing capital for your next move but structuring each borrowing decision to set up the move after that. Whether it’s scaling a real estate portfolio or expanding a business, responsible borrowing means understanding how today’s financing impacts future leverage, equity, creditworthiness and investment opportunities.

QRS borrowers don’t just ask, “Can I get approved?”—they ask, “How does this position me for my next move?” By aligning every loan with a broader financial vision, borrowers are constantly building.

FAQs

  • This is really important to us: two main things.

    1. We make it possible for any investor or business leader with a 700+ FICO score to grow their org or invest in real estate. This is possible by leveraging short-term cash-building programs with a small-business or real estate loan afterward.

    2. We offer the most seamless customer experience in the industry. Other similar firms require constant follow-up and repeat information- our team is different. We meet daily to discuss active files and know frequent communication is essential to maintain the trust of our borrowers.

  • We employ a simple, 3-part process:

    1. Complete the Interest Intake

    2. Connect with an expert

    3. Finish underwriting

    Depending on the products you deploy, you can be funded between 21 and 60 days. But you’ll always know where you stand in the process.

  • Not to you! We work in collaboration with the very firms that underwrite the loans, and don’t charge any network / marketing fees to borrowers. Our value only realizes when we’ve connected a qualified borrower with the right institution for you.

  • Yes! But don’t let that scare you. Brokers can be unreliable, misrepresent their offerings or just deliver poor customer care. BridgeWell is different: our process is nearly fully automated, we only work with highly vetted institutions and you’ll never repeat information.

    Our value is knowing what you need and how to best get you there.

  • Small business owners looking to expand their company or buy a new business. Real estate investors who need initial capital for longer loans or extensive projects. Experience construction outfits who need GAP funding. (And a lot more) - if you need capital to build your real estate or small business, BridgeWell can help.

  • Of course. BridgeWell is a marketing and loan networking business that connects qualified borrowers with institutional lenders, facilitating access to capital for business expansion and investment property purchases. We do not originate, underwrite, fund, or service loans. Our role is strictly limited to providing borrowers with lender options that align with their financing needs. BridgeWell also does not engage in marketing services for primary residential mortgage loans, personal loans or any other service not directly advertised.

    BridgeWell operates in full compliance with all applicable federal and Texas state laws, including but not limited to:

    • The Real Estate Settlement Procedures Act (RESPA) – Ensuring transparency in mortgage transactions and prohibiting unearned fees or kickbacks.

    • The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) – Maintaining that all mortgage loan originations are conducted by licensed professionals where required.

    • The Truth in Lending Act (TILA) – Supporting lender compliance with required disclosures to protect borrowers.

    • The Equal Credit Opportunity Act (ECOA) – Ensuring fair lending practices and prohibiting discrimination in credit transactions.

    • Texas Finance Code and Mortgage Lending Regulations – Adhering to all state requirements regarding loan marketing and borrower-lender communications.

    BridgeWell does not charge borrowers for lender introductions and does not receive compensation that would require licensing as a mortgage broker under federal or Texas law. Any compensation received is fully compliant with legal guidelines regarding permissible marketing and referral activities.

  • Unfortunately, no. BridgeWell is focused on supporting business leaders and investors, and as such aren’t qualified to support residential borrowers looking for owner-occupied properties.

  • We more than know them, we vet every one extensively and have high standards for their membership into our partnership program, such as:

    • Minimum five years in business

    • A+ rating with BBB

    • An average customer satisfaction score of at least 4.5

    • Updated records on the NMLS / pertinent state reporting agency

    …and more. We take stewarding borrowers’ trust seriously, and have no issue canceling partnerships with those who can’t maintain our standards. It’s why we’re in the business!